The BusinessPulse, powered by Barlow Research Associates, Inc., provides detailed analysis and reporting on small business sentiment including economic position, economic confidence, and credit outlook for small and middle market companies. Barlow Research surveys more than 2,800 companies annually across the U.S. to gather current viewpoints and draws on 10 years of data to provide in-depth research on economic trends to the commercial banking sector.

Live Oak BusinessPulse

BUSINESSPULSE

Fourth Quarter, 2022

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LIVE OAK BANK BUSINESSPULSE Q4 2022

Findings include

43% of small businesses had decreased profits over the past 12 months.
57% of small businesses that expect to apply for additional credit will do so for working capital.
Only 36% of small businesses expect their financial condition to improve over the next 12 months.

BUSINESSPulse Archive

The Live Oak BusinessPulse, fielded by Barlow Research Associates, is an invitation-only economic survey administered online or via fax, fielded for two weeks during the first month of each quarter.